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Terms and Conditions

Effective Date: 4 de julio de 2025

Agreement to Terms

By accessing and using the financial planning subscription service provided by Feltranoonline ("we," "us," or "our"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

These terms constitute a legally binding agreement between you and Feltranoonline.

Service Description

Feltranoonline provides a subscription-based financial planning service that includes:

  • Monthly financial planning consultations
  • Access to financial planning tools and resources
  • Personalized financial recommendations
  • Regular financial health assessments

User Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Have the legal capacity to enter into binding contracts
  • Provide accurate and complete registration information
  • Maintain the security of your account credentials

Subscription Terms

Billing and Payment

  • Subscription fee is billed monthly in advance
  • Payment is due on the same date each month
  • All fees are non-refundable unless otherwise stated
  • Prices are subject to change with 30 days notice

Cancellation

You may cancel your subscription at any time. Cancellation will take effect at the end of the current billing period. No partial refunds will be provided for unused portions of the subscription period.

User Responsibilities

As a user of our service, you agree to:

  • Provide accurate and truthful information
  • Not use the service for any illegal or unauthorized purpose
  • Not violate any laws in your jurisdiction
  • Not transmit any malicious code or viruses
  • Maintain the confidentiality of your account

Intellectual Property

All content, features, and functionality of our service, including but not limited to text, graphics, logos, and software, are the exclusive property of Feltranoonline and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works without our express written permission.

Privacy and Data Protection

Your use of our service is also governed by our Privacy Policy. By using our service, you consent to our collection and use of your information as described in the Privacy Policy.

We are committed to protecting your personal and financial information in accordance with applicable data protection laws.

Disclaimers and Limitations

No Financial Advice

Our service provides financial planning tools and information for educational purposes. We are not registered investment advisors, and our service does not constitute professional financial, investment, or tax advice.

Limitation of Liability

To the maximum extent permitted by law, Feltranoonline shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the service.

Indemnification

You agree to indemnify and hold harmless Feltranoonline, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising out of your use of the service or violation of these terms.

Termination

We reserve the right to terminate or suspend your account and access to the service at our sole discretion, without notice, for conduct that we believe:

  • Violates these Terms and Conditions
  • Is harmful to other users or third parties
  • Is harmful to our business interests

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of España, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in Madrid, España.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. We will notify users of any material changes by posting the new terms on this page and updating the "Effective Date" above. Your continued use of the service after such modifications constitutes your acceptance of the updated terms.

Severability

If any provision of these Terms and Conditions is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms and Conditions shall otherwise remain in full force and effect.

Contact Information

For questions about these Terms and Conditions, please contact us at:

Company: Feltranoonline

Email: info@feltranoonline.com

Phone: +34 616 205 484

Address: Calle Gran Vía 45, 28013 Madrid, España